At Morgan Cars and Commercials we are authorised and regulated by the Financial Conduct Authority to arrange finance for your vehicle purchase.

We work with many companies including Close Brothers, Evolution Funding, Mann Island and Anglo Scottish to name but a few.

Dont worry if you have been turned down for finance previously, we also work with specialist companies may be able to help you

If you wish to apply for finance yourself why not take advantage of our quick and easy finance calculators Simply select the car you would like to finance from our Stock List then adjust the deposit amount and term to obtain a breakdown of the fixed monthly payments.

If you have decided to finance your next vehicle please remember to bring your Driving Licence (both plastic and paper parts) and your bank account details with you to the dealership - you may be able to drive away on the same day providing you have insurance in place.


CARS - Want to know more about car finance, simply click here .

VANS - Want to know more about van finance simply click here .


Morgan Cars & Commercials are authorised and regulated by the Financial Conduct Authority for credit brokerage.  Our FCA number is: FRN - 658876. Finance subject to status.  Terms and Conditions apply. A guarantee may be required. Over 18s only.  PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to us to do so. Prices, offers and information correct at the time of publishing. Morgan Cars & Commercials is a credit broker and not a lender.


MORGAN CAR'S & COMMERCIALS VEHICLE FINANCE STATUS DISCLOSURE
 
FREQUENTLY ASKED QUESTIONS:
 
WHO ARE WE?
Morgan Car's & Commercials: We are a dealership acting as a credit broker in arranging finance for vehicle transactions.
Our address is: Unit 33, Dennisons Industrial Estate, Ballyclare, BT399EB, registered in Northern Ireland. Company registration number: NI621448.
 
ARE WE AUTHORISED TO ARRANGE FINANCE FOR YOU?
Yes, we are authorised and regulated for credit-broking activities by the Financial Conduct Authority. We are not a lender. Our FCA Firm Reference Number is FRN - 658876. For more information, please visit the FCA website at: https://register.fca.org.uk/. Please note that business customers may not be protected under the Consumer Credit Act 1974 or FCA rules.
 
WHAT CAN WE DO TO HELP FINANCE YOUR VEHICLE?
We can introduce you, whether directly or through a specialist credit broker, to a number of finance companies/funders, who may be able to finance your transaction. We work with the following funders:
 
*CLOSE BROTHERS MOTOR FINANCE 
*MANNISLAND FINANCE 
*ANGLO SCOTTISH ASSET FINANCE
*FIRST RESPONSE FINANCE
 
There are other funders to which we cannot introduce you to, who may also be able to offer you finance. 
We will provide you with information and explanations about the finance products that may be available to you and, where we recommend a product to you, we will ensure that this is based on the information you give us about your needs and circumstances so that is is suitable for you. Finance is arranged subject to status, terms, and conditions. We cannot guarantee that we will be able to secure finance for you. 
 
CAN WE GIVE YOU INDEPENDENT FINANCIAL ADVICE?
We are not independent financial advisors and so are unable to provide you with independent financial advice. We are, however, independent of the finders and brokers we work with. 
 
DO YOU HAVE TO PAY FOR OUR SERVICES?
No, you make no payment to us, but the funder or broker we work with may pay us for introducing you to them. Different funders/brokers may pay us different amounts. We will tell you how much if you ask.
 
HOW WILL WE USE YOUR INFORMATION?
We will use your information to obtain quotes from funders and brokers to process finance applications through them and we/or they may also conduct a search of your record held with one or more credit reference agencies. Credit checks may as a result appear on your credit file lodged by organisations with whom you have not dealt directly. The personal information collected will also be shared with fraud prevention agencies who will use it to prevent fraud and money laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance, or employment. 
Further details of how your information will be used by us, funders, and these fraud prevention agencies and your data rights can be gained by contacting us on 02893038664. A full data protection notice/privacy policy will be provided to you before we submit any application for finance on your behalf.
 
WHAT CAN YOU DO IF YOU WISH TO MAKE A COMPLAINT ABOUT OUR SERVICES, OR CONTACT US?
If you wish to make a complaint, please contact us:
BY WRITING TOCOMPLAINTS, MORGAN CARS & COMMERCIALS, UNIT 33, DENNISONS INDUSTRIAL ESTATE, BALLYCLARE, BT399EB
BY EMAILING: morgansballyclare@gmail.com
BE TELEPHONING: 02893038664
If after making a complaint to us you are still not unhappy and feel the matter has not been resolved to your satisfaction, please contact The Financial Ombudsman Service: www.financial-ombudsman.org.uk
Please note that that FOS may not be able to deal with complaints from business customers.
 
If you have any further questions or we may be able to assist you in any way, please contact us on our office number: 0289308664.