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Representative Example for Personal Contract Purchase (PCP): Cash price £17,990.00, Annual Interest Rate (fixed) 4.95% p.a., with a representative 9.9% APR, total amount of credit £16,191.00, deposit of £1,799.00, an initial payment of £290.92, followed by 47 monthly payments of £290.92 with a final payment of £6,772.50, total amount payable is £22,535.66, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return